Q4 2025 Doubt Report
Issued January 2026. All figures are approximate. Doubt, by definition, resists precision.
$4.2M equivalent
Total benefit extended
$1.8M equivalent
Benefit repaid
43% recovery rate
$2.4M equivalent
Benefit in arrears
Currently monitoring
312
New accounts opened
47
Doubt restructurings
Up 18% YoY
Outlook: Doubt conditions remain elevated across all sectors. We are advising clients to maintain conservative benefit allocations through Q2 2026. This is not pessimism. This is portfolio management.